Scott Talley

GEORGIA FOOTBALL: Week one is in the Books & Here comes Auburn

Thankfully, the Georgia Bulldogs have a game played and a “W” in the win column, but the first two quarters were hard to watch. Even so, I was grateful for them. I feel like I missed a lot during the game due to cooking ribs and parenting. But watching it again always helps to understand a little more. As I mentioned in my last post, upsets are likely to be abundant and offense may be hard to find and for the most part last weekend didn’t disappoint. Mississippi State wins over LSU with tons of offense and Oklahoma fell to Kansas State with almost no defense.

SEC Footbal This Year: Expect the Unexpected

f you are reading this, there is a chance you might have read my last two posts on Georgia football. I wrote one in late July and one in early August. Both were optimistic outlooks on the season. In one case, I was just hoping they would play at all and in the other I was focused on a new all SEC schedule. My predictions were definitely done through “Bulldog Lenses “. I thought today would be a good time to be a little more realistic about the upcoming season. Let’s be honest with each other and admit we really don’t know what to expect. In July, we didn’t think there would be a season. In August, we learned the Big Ten and Pac 12 wouldn’t play. And in September we learned that Jamie Newman wasn’t playing either.

The Latest Unemployment Rate Fell to 8.4%

Last Friday, the Bureau for Labor Statistics released their Employment Report for August 2020. The big surprise was that the unemployment rate fell to 8.4%, a full percent lower than what many analysts had forecasted

10 Straight SEC Games could be fun

It is August 28th, I am sitting here at my desk waiting on some estimates to help work through some issues on a contract.  It’s been a long week and long year.  I really wish I was out doing something else, but I am grateful to have the work as many others do not.  Many … Read More

Why Foreclosures Won’t Crush the Housing Market Next Year

Why Foreclosures Won’t Crush the Housing Market Next Year With the strength of the current housing market growing every day and more Americans returning to work, a faster-than-expected recovery in the housing sector is already well underway. Regardless, many are still asking the question: will we see a wave of foreclosures as a result of the current crisis? Thankfully, research shows … Read More

Experts Weigh-In on the Remarkable Strength of the Housing Market

Experts Weigh-In on the Remarkable Strength of the Housing Market America has faced its share of challenges in 2020. A once-in-a-lifetime pandemic, a financial crisis leaving millions still unemployed, and an upcoming presidential election that may prove to be one of the most contentious in our nation’s history all continue to test this country in … Read More

If the Bulldogs Play Football, How Will They Fare?

DAMN! DAMN! DAMN!  Frankly, I don’t know another way to better describe our current situation here in Athens or the whole country for that matter. Well, maybe I do know some other words, but those might be a little too ugly to write down.  At least damnation is in the bible.   We all know what … Read More

Mortgage Rates Hit Record Lows for Three Consecutive Weeks

Mortgage Rates Hit Record Lows for Three Consecutive Weeks Over the past several weeks, Freddie Mac has reported the average 30-year fixed mortgage rate dropping to record lows, all the way down to 3.03%. Last week’s reported rate reached the lowest point in the history of the survey, which dates back to 1971 (See graph below): What does this … Read More

Impacts of Covid-19 on Athens Real Estate: The Good and The Bad

This area of the market has performed very well as I noted above. May and June were ahead of 2019 by 30% in pending home sales, and overall values appreciated by an average of 4% from 2019. Most of this gain was seen in homes under $600,000. In some cases, properties over $700,000 have seen a small drop in listing price, but those reduced prices are still in line with values from 2019. We have seen a pent-up demand drive a lot of this activity. Home buyers came out of the gates strong in May and so far the activity remains strong.

LATEST UNEMPLOYMENT REPORT: GREAT NEWS…FOR THE MOST PART

The Bureau of Labor Statistics (BLS) released their latest Employment Situation Summary last Thursday, and it again beat analysts’ expectations in a big way. The consensus was for 3,074,000 jobs to be added in June. The report revealed that 4,800,000 jobs were added. The unemployment rate fell to 11.1% from 13.3% last month. Again, excellent news as the … Read More

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